Sterling’s in-house staff of over 30 financial professionals, including over a dozen CPAs, provide accounting, tax and administrative controls to support Sterling's Acquisitions, Asset Management and Investor Relations Departments. Our Tax professionals ensure accurate and timely reporting to our Investors.

Sterling has placed approximately $3.0 billion of debt financings over the past three decades. In its ownership role, Sterling American obtains acquisition, construction and permanent financing for its properties. The size of Sterling’s loans ranges from $500,000 to $320,000,000. Most loans are obtained directly from institutions by Sterling’s in-house finance department. Sterling's long-standing relationships with large financial institutions has enabled it to  effectively manage the debt execution risk of its transactions.

Financing Philosophy:

Our conservative approach to investing, leads us to seek out fixed rate, non-recourse debt at debt-to-capitalization ratios of 55% to 80% or floating rates with “caps.” Conservative leveraging, with fixed, non-recourse debt that is not cross-collateralized, limits exposure and has proven an important safeguard consistent with our investment philosophy. Our track record with institutional lenders enables us to reduce spreads and secure the most favorable financing in the market.